Pa. Named 9th Most Affordable State for Middle-Class Families

The Keystone State was named the ninth most affordable state for middle-class families in 2025 by GOBankingRates. The analysis took into consideration each state’s population, household income, cost of living, median income levels and more. 

In ninth place, GOBankingRates reported Pennsylvania’s average home value at $266,510, with an annual cost of living of $52,555 and a median middle-class income of $76,081. This leaves $23,526 leftover in savings – the ninth-highest leftover amount of all states. 

“It’s always wonderful when someone validates in writing something we know to be the truth,” says PAR President Bill Lublin. “Hearing that Pennsylvania is recognized as one of the top 10 places for middle-class families to live the American Dream is one of those moments. Native Pennsylvanians may argue about whether the Eagles or the Steelers are the best, but we can all agree that in a time where families struggle to enter homeownership and build financial security for their families, they can do so in such a wonderful place to live.” 

“Our state provides a wonderful quality of life to our residents at what are comparatively affordable rates,” Lublin adds. “And with PAR’s members working diligently to help consumers recognize their options and choose the most practical ones, more and more people will build familial and generational wealth in the Keystone State.”